Mortgage Broker in Greater Toronto Area (GTA), Kitchener, Waterloo and Surrounding areas in Ontario
Kristen Gignac is an experienced mortgage broker in the Greater Toronto Area, Etobicoke, Toronto, Kitchener, Cambridge and Waterloo, Pickering and surrounding areas.
Kristen Gignac, a mortgage broker, brings over 10 years of experience and has a willingness and demonstrated the ability to help anyone, whatever his or her personal situation. She works with a team of professionals who all carry the important values of honesty, loyalty, and trustworthiness who all have a passion to share their expertise to help others. Education is the first step in choosing the right mortgage for you!
Our franchisees are independently owned and operated. Each team is dedicated to not only aligning you with the perfectly tailored mortgage but also to educate you before and during the process of selecting the mortgage product to suit your individual needs. We work with multiple lenders to ensure that the best products currently offered in the market are at your fingertips!
Kristen Gignac, a mortgage specialist offers commercial and residential mortgage solutions for first time homebuyers, re-refinancing, repeat buyers, debt consolidations, home improvements, investment properties and more. Contact our Mortgage Specialist for all your commercial and residential mortgage needs across Etobicoke, Pickering, Toronto and surrounding areas.
Buying a Property
Whether you are a first time home buyer, this is a vacation property, or a commercial property, Kristen will work for you to find the best deals available and educate you throughout the process.
If you are looking to use existing equity in your home for renovations or consolidate debt, Kristen will understand your unique situation and work to find the best ways to help you save money and refinance.
Know your options when it comes time to renew your mortgage. Kristen can help you find the best rates, negotiate for what is best for you with your current lender, and, if need be, transfer to another lender.
If you have credit issues or other challenges, Kristen is there for you whatever your mortgage needs. Her personable nature and work ethic means even if you have been turned down before, she can help you make your dreams a reality.
As an independent mortgage broker, Kristen is not tied to any lender or product. Her job is to work with you towards your goals. She’ll make recommendations from available products, and you decide together what’s right for you.
Save time with one-stop shopping
Kristen works directly with dozens of lenders, and can quickly narrow down a list of those that suit you best. It makes comparison-shopping fast, easy, and convenient so you don’t waste your time setting up dozens of meetings.
She negotiates on your behalf
Many people are uncertain or uncomfortable negotiating mortgages directly with their bank. That is not the case, as Kristen will do the negotiating for you. With her expertise in the field you know she will always get the best deal.
More choice means more competitive rates
Kristen has access to a network of lenders across Canada, so your options include more than just the banks. She can also help you with other requirements before your closing date, such as mortgage insurance if you need it.
Ensure that you're getting the best rates and terms
Even if you’ve already been pre-approved for a mortgage by your bank or another financial institution, you’re not obliged to stop shopping! Let Kristen help investigate to see if there is an alternative to better suit your needs.
Get access to special deals and add-ons
Many financial institutions would love to have you as a client, which is why they often offer incentives to attract customers. Kristen does the math on which offers may be worth your attention – so you get the perks you deserve.
Things move quickly!
Kristen’s job isn’t done until your mortgage closes. She’ll help ensure your mortgage transaction takes place on time and to your satisfaction, with no hiccups along the way that would interfere with your deal closing!
Get expert advice.
When it comes to mortgages, rates, and the housing market, Kristen will speak to you in plain language and help educate you along the way. She can explain the various mortgage terms and conditions so you can choose confidently.
No cost to you
There’s absolutely no charge to you for Kristen’s services on typical residential mortgage transactions. The lender pays, so you don’t have to. The fees are standard and industry-wide so that the focus remains on you.
Ongoing support and consultation
Even once your mortgage is signed and paperwork is complete, Kristen is here if you need any advice on closing details or ongoing support with any aspect of your mortgage. She is happy to be of assistance whenever you need it.
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Happy Clients. True Testimonials.
We worked with Kristen to secure a mortgage. She went above and beyond for us, answering emails at all times of the day and night. She worked hard to get us what we needed!
Kevin And Lisa P.
I have purchased 4 homes with Kristen and all of my experiences have been wonderful. I can honestly say that Kristen can make the seemingly impossible happen. She is an expert in her field. No obstacle is too big for Kristen, she can solve any problem. She is up-to-date with new offers, rules and doesn’t waste time She is also a beautiful, wonderful, kind and sincere person which you can sense from the moment you meet. I can’t thank her enough for all she has done for me.
When my husband and I went to Kristen it was at that last hour before our closing. We met her at a time when several other brokers were not able to help us to our liking. As first time home buyers we learned many things the hard way but despite having very limited time to close our deal Kristen saw us through. Not only was she knowledgeable and professional at her job; she also made me feel very comfortable. She always made me feel like I was a priority and actually took the time to talk to me and give me the boost of confidence I needed to make it through our closing. We are so grateful for her guidance and wish her continued success!
It was a pleasure working with Kristen! She is super friendly, knowledgeable and extremely efficient! She listened and understood my needs and quickly found the best solution for my unique situation. She is eager to help people, dedicated to her work and stays current with market and promotional rates to ensure you are getting the best deal available. I strongly recommend her services!
Working with Kristen is a pleasure. She showed a sincere interest in helping us find the best mortgage product for our needs. Having high standards, Kristen goes above and beyond with her due diligence, not stopping until she is completely satisfied that she is offering you the best option. Kristen provided clear, understandable guidance as she supported us through the often confusing world of mortgages, she made it an easy, stress-free process with continuous support until the end! Thank you Kristen!! From a very satisfied client.
I needed help with my mortgage a couple years ago and Kristen Gignac assisted me in getting approval with my mortgage. Kristen is very pleasant, respectful and easy to talk to, she explains the mortgage process in detail, which is very helpful to a customer, especially if you are dealing with other personal issues at the time. I find Kristen to be very knowledgeable and willing to assist in every way in making the process of obtaining a mortgage easy for her customers. I had a great experience working with Kristen. I would highly recommend her to anyone who is trying to obtain a mortgage. I appreciate her help very much.
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