Meet Kristen Gignac

Mortgage Broker in Greater Toronto Area (GTA), Kitchener, Waterloo and Surrounding areas in Ontario

Kristen Gignac is an experienced mortgage broker in the Greater Toronto Area, Etobicoke, Toronto, Kitchener, Cambridge and Waterloo, Pickering and surrounding areas.

Kristen Gignac, a mortgage broker, brings over 10 years of experience and has a willingness and demonstrated the ability to help anyone, whatever his or her personal situation.  She works with a team of professionals who all carry the important values of honesty, loyalty, and trustworthiness who all have a passion to share their expertise to help others.  Education is the first step in choosing the right mortgage for you!

Our franchisees are independently owned and operated. Each team is dedicated to not only aligning you with the perfectly tailored mortgage but also to educate you before and during the process of selecting the mortgage product to suit your individual needs. We work with multiple lenders to ensure that the best products currently offered in the market are at your fingertips!

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Mortgage Services

Kristen Gignac, a mortgage specialist offers commercial and residential mortgage solutions for first time homebuyers, re-refinancing, repeat buyers, debt consolidations, home improvements, investment properties and more. Contact our Mortgage Specialist for all your commercial and residential mortgage needs across Etobicoke, Pickering, Toronto and surrounding areas.

Buying a Property

Whether you are a first time home buyer, this is a vacation property, or a commercial property, Kristen will work for you to find the best deals available and educate you throughout the process.
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Considering Refinancing

If you are looking to use existing equity in your home for renovations or consolidate debt, Kristen will understand your unique situation and work to find the best ways to help you save money and refinance.
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Renewing Your Mortgage

Know your options when it comes time to renew your mortgage. Kristen can help you find the best rates, negotiate for what is best for you with your current lender, and, if need be, transfer to another lender.
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Other Mortgages

If you have credit issues or other challenges, Kristen is there for you whatever your mortgage needs. Her personable nature and work ethic means even if you have been turned down before, she can help you make your dreams a reality.
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10 Reasons to Choose Kristen Gignac Financial

Get independent advice on your financial options

As an independent mortgage broker, Kristen is not tied to any lender or product. Her job is to work with you towards your goals. She’ll make recommendations from available products, and you decide together what’s right for you.

Save time with one-stop shopping

Kristen works directly with dozens of lenders, and can quickly narrow down a list of those that suit you best. It makes comparison-shopping fast, easy, and convenient so you don’t waste your time setting up dozens of meetings.

She negotiates on your behalf

Many people are uncertain or uncomfortable negotiating mortgages directly with their bank. That is not the case, as Kristen will do the negotiating for you. With her expertise in the field you know she will always get the best deal.

More choice means more competitive rates

Kristen has access to a network of lenders across Canada, so your options include more than just the banks. She can also help you with other requirements before your closing date, such as mortgage insurance if you need it.

Ensure that you're getting the best rates and terms

Even if you’ve already been pre-approved for a mortgage by your bank or another financial institution, you’re not obliged to stop shopping! Let Kristen help investigate to see if there is an alternative to better suit your needs.

Get access to special deals and add-ons

Many financial institutions would love to have you as a client, which is why they often offer incentives to attract customers. Kristen does the math on which offers may be worth your attention – so you get the perks you deserve.

Things move quickly!

Kristen’s job isn’t done until your mortgage closes. She’ll help ensure your mortgage transaction takes place on time and to your satisfaction, with no hiccups along the way that would interfere with your deal closing!

Get expert advice.

When it comes to mortgages, rates, and the housing market, Kristen will speak to you in plain language and help educate you along the way. She can explain the various mortgage terms and conditions so you can choose confidently.

No cost to you

There’s absolutely no charge to you for Kristen’s services on typical residential mortgage transactions. The lender pays, so you don’t have to. The fees are standard and industry-wide so that the focus remains on you.

Ongoing support and consultation

Even once your mortgage is signed and paperwork is complete, Kristen is here if you need any advice on closing details or ongoing support with any aspect of your mortgage. She is happy to be of assistance whenever you need it.

Have any questions? Call us now!

Have any questions?
Call us now!


Rent vs. Purchase

With the cost of everything increasing, it is amazing how the housing prices are literally exploding! Rental prices in Peel are only beginning to show signs of the rapid increase.
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Please complete the following Mortgage Application, I will review the information, then contact you to discuss your application, answer any questions you might have, and explain next steps.
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Contact Info

1454 King Street East Kitchener, ON N2G 2N7